With all moderation,
I think that you're going to find an excessively bad opinion of paypal on a site like paypalsucks-dot-com, and a number of people who have indeed been relying on the paypal system to con other people -by cancelling payment and other tricks- have been spoiling it for the rest. Unfortunately, paypal now are being a little pre-emptive in closing or freezing other people's accounts, as soon as they see anything that resembles questionable behaviour.
I bought a dead CD changer on eBay for my boss, to provide a source of parts to repair his changer. The seller decided to 'cut & run', not shipping the goods to about fifty buyers all at the same time. I tried to get the payment refunded to me, and paypal were immediately suspicious. Only when all the other buyers started reporting fraud from the same eBay user did Paypal accept my version of events.
Now that was very inconvenient for me, but not a huge amount of money. -And I can't say that I blame PayPal; I'd be suspicious too. My activity -though entirely understandable and justified- looked like a way that someone might try to cheat the system.
I imagine that several people on the 'paypal sucks' site might have been actually operating questionably, and a good number of others might have been legitimate and honest, but something they did perhaps looked like a 'scam-symptom' -as in my case... Certainly I read a few postings and people were annoyed about how long it took to resolve things, but I don't believe any of it is PayPal deliberately trying to cheat people. Perhaps they're snowed under with customer support questions, perhaps they have other problems, I can't say. However, I have my paypal account linked to a free checking account that has less that $200 in it at all times. If there were any sort of hack-related disaster, that's all that I could lose.
The only time there's been any problem they were suspicious. They had a right to be. I would be suspicious. It took a couple of weeks to resolve, but all was worked out in the end. That's fine for me, but from what I see of people generally, perhaps 25% of the population thinks that's just not good enough and would feel aggrieved. -That would give more than enough people to fill up a "Pay-By-SSLtech-Sucks-dot-com" website if I was in that business.
Just my thoughts... -which are worth no more than you paid for them! :wink:
Keith