Craig,
You will more often than not get more on the secondaries than the quoted spec 17.8VA is about right on 15VA, well at least a decent quality one.
Since after the diode you have a couple caps,a few resistors and a regulator I'd check there.
Before you do ANYTHING... you'll see a green line on the parts overlay, that is a jumper, you need to connect the diode pad to that other pad with a piece of wire, I used insulated hook up wire on top of the board. You may very well have done this.... so forgive me, but often the small things are missed.... right if you have done so... proceed to my checklist
First, check for no visible shorts around the 48V part of the circuit.
Second, check your resistor values, are they correct? You should have a 220R and 8K2 there.
Thirdly check the orientation of the 2 10uF, 63V caps, are they facing the right direction?
Lastly, try a fresh 317 Reg, there is a chance you could have shorted it or over heated it while soldering.
Hope this helps. Great you are nearing the end, and we will help you get through this. Report back.
Cheers
Matt