yet another paypal getting screwed story.
4 years ago i sold an item on ebay, about 850 dollars. i was moving literally the next day after the end of the auction and cautioned the buyer multiple times through email to have his shipping method taken care of. i warned him over and over that i would be gone and that he needed to arrange pickup.
he made payment, i transferred the money out of the account asap, knowing about all the paypal horror stories.
sure enough, i hear from my folks that the item was not picked up. they are elderly and couldn't manage shipping anyway.
1 week or so later i get contacted by paypal that they are performing a chargeback. i refused to pay back the money, partly because i warned the buyer multiple times of the situation, and partly because i had already moved thousands of miles.
so paypal closes my account, and destroys my ebay account. fine, good riddance.
now 4 years later i get a letter from a collection agency. they are trying to go after a negative balance from a 4 year old defunct paypal account.
i'm sure they will at the very least try to degrade my credit rating. i'm wondering what else they can do to me?
4 years ago i sold an item on ebay, about 850 dollars. i was moving literally the next day after the end of the auction and cautioned the buyer multiple times through email to have his shipping method taken care of. i warned him over and over that i would be gone and that he needed to arrange pickup.
he made payment, i transferred the money out of the account asap, knowing about all the paypal horror stories.
sure enough, i hear from my folks that the item was not picked up. they are elderly and couldn't manage shipping anyway.
1 week or so later i get contacted by paypal that they are performing a chargeback. i refused to pay back the money, partly because i warned the buyer multiple times of the situation, and partly because i had already moved thousands of miles.
so paypal closes my account, and destroys my ebay account. fine, good riddance.
now 4 years later i get a letter from a collection agency. they are trying to go after a negative balance from a 4 year old defunct paypal account.
i'm sure they will at the very least try to degrade my credit rating. i'm wondering what else they can do to me?