this has be discussed before,
http://www.groupdiy.com/index.php?topic=747.0
i see the problem now, the transformer will not be harmed, unless you leave out the phantom resistors,
but there will not be enough voltage to power the mic, as the voltage divider formed by the mic pri and phantom resistors will mean low voltage going to the mic,
in this example, we pic an arbitrary pri resistance of 5 ohms in each leg,
with 48 vdc applied and using 5 k phantom resistors, you will only have 48 millivolts to power the mic,
now if you want a balanced AC input, you could use a cap from the CT to ground,
i do not know if this would affect hum or not, might be worth a try,