Sorry to rant but.
Rates are up from 829 this year for 2 people up to 1195 next year. But also out of pocket max has doubled from 4500 to 12,600 (Family). 30% copay for major and outpatient(same as before). Where is this going. Its a major hit after trying to deal with only temp work available for last 3 years. I have a couple more years to go before I retire. I cant imagine this system continuing. Obama/Congress gets an F in helping me out, an A in higher insurance rates and an FFFF in managing rising cost of medical ( if you even can). In 3 years I've experienced 15 to 20% rise every year. I'm in that messy place of over 60 but not on Medicaid yet. My brother inlaw is 66 and his cost went to $98/mon managed Medicade from Kaiser. In Kaiser has been the lowest cost for plans for me as well compared to all the other providers. The others have nothing for the same per/month or poor coverage higher deductible. It feels very rigged to me (not what was promised, is it ever). I live in Colo., so they have an exchange but so what. I'm not sure what the enrollment is in Colo compared to national. I under stand why employers want me as a temp/part time editor to avoid medical coverage.
So advise is what. Suck it up, Walk it off, Its mandatory now mister. Stop before you give yourself a Stroke. This is not Affordable Care.
Rates are up from 829 this year for 2 people up to 1195 next year. But also out of pocket max has doubled from 4500 to 12,600 (Family). 30% copay for major and outpatient(same as before). Where is this going. Its a major hit after trying to deal with only temp work available for last 3 years. I have a couple more years to go before I retire. I cant imagine this system continuing. Obama/Congress gets an F in helping me out, an A in higher insurance rates and an FFFF in managing rising cost of medical ( if you even can). In 3 years I've experienced 15 to 20% rise every year. I'm in that messy place of over 60 but not on Medicaid yet. My brother inlaw is 66 and his cost went to $98/mon managed Medicade from Kaiser. In Kaiser has been the lowest cost for plans for me as well compared to all the other providers. The others have nothing for the same per/month or poor coverage higher deductible. It feels very rigged to me (not what was promised, is it ever). I live in Colo., so they have an exchange but so what. I'm not sure what the enrollment is in Colo compared to national. I under stand why employers want me as a temp/part time editor to avoid medical coverage.
So advise is what. Suck it up, Walk it off, Its mandatory now mister. Stop before you give yourself a Stroke. This is not Affordable Care.